A business line of credit is an excellent solution to your immediate cash flow needs. It can provide quick relief when you need working capital, more inventory, an unexpected repair, or any other pressing financial need.

It works similarly to a credit card: once you are approved you can re-use the funds without having to re-apply, as long as the account is in good standing. Once you repay, the entire amount is yours to use again and again as needed, and you pay interest only on the amount you use.

  • Competitively low rates for several seasonal or ongoing needs:
    • Arrange for seasonal needs
    • Expedite inventory purchases
    • Take advantage of trade discounts
    • Boost working capital
    • Smooth out purchase/collection cycles
    • And more
  • Repayment terms consistent with your business's unique situation
  • Meet needs without cutting into working capital
  • Only pay interest on the part that's used
  • Revolving credit; more credit available for use as balance is paid down
  • Easy, anytime access to funds; no need to reapply
  • Friendly, knowledgeable service from start to finish
  • Local decision-making and processing for quick answers